@import url("https://fonts.googleapis.com/css?family=Open+Sans:300,400,400i,600,700");
  /* === Base Font === */
* {
  font-family: "Open Sans", sans-serif;
}

/* === Footer Navigation === */
.footer-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-right: 1rem;
  padding-left: 1rem;
  padding-top:1rem;
  padding-bottom: 1rem;
  flex-wrap: wrap;
  margin: 0 auto;
}

.footer-nav__links {
  display: flex;
  flex-wrap: wrap;
}

.footer-nav__link {
  margin-right: 15px;
  text-decoration: underline;
  color: #000;
   font-size: 13px;
 font-family: "Open Sans", sans-serif;
}

.footer-nav__link:not(:last-child)::after {
  content: "|";
  color: #000;
  padding: 0 .5rem;
  font-weight: 300;
  font-size: .8125rem;
  margin-right: -0.25rem;
  display: inline-block;
}

.footer-nav__link:hover {
  text-decoration: none;
  color: inherit;
}

/* Responsive Footer */
@media (max-width: 768px) {
  .footer-nav {
    flex-direction: column;
    align-items: flex-start;
    gap: 1rem;
  }

  .footer-nav__links {
    flex-direction: column;
    gap: 0.25rem;
  }
.footer-nav__link {
    margin-bottom: 5px;
}

  .footer-nav__link:not(:last-child)::after {
    content: none;
  }
}

/* === Services Section === */
.services {
      font-family: 'Helvetica Neue', sans-serif;
      padding: 50px 20px;
      margin: 2rem 0;
}

.services__title {
  text-align: center;
  margin-bottom: 70px;
  font-family: "Chronicle Text G1", sans-serif;
      font-size: 36px;
      line-height: 44px;
      color: #444;
      font-weight: 400;
}

.services__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
  justify-items: center;
}

.services__item {
  text-align: center;
      max-width: 200px;
      display: flex;
      align-items: center;
      flex-direction: column;
}

.services__icon {
  width: 60px;
  height: 60px;
  margin-bottom: 10px;
}

.services__link {
  display: block;
  text-decoration: underline;
  font-weight: 600;
  font-size: 14px;
  color: #1C2758;
  transition: color 0.3s ease, transform 0.2s ease;
}

.services__link:hover {
  text-decoration: none;
 color: #28387f;
}

/* Responsive Services Grid */

/* Responsive: two columns below 768px, horizontal above */
@media (min-width: 480px) {
  .services__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 768px) {
  .services__grid {
    grid-template-columns: repeat(auto-fit, minmax(0, 1fr));
  }
}


@media (min-width: 640px) {
    .footer-nav {
        max-width: 640px;
        padding-right: 2rem;
        padding-left: 2rem;
    }
}
@media (min-width: 768px) {
    .footer-nav {
        max-width: 768px;
    }
}

@media (min-width: 1024px) {
    .footer-nav {
        max-width: 1024px;
        padding-right: 4rem;
        padding-left: 4rem;
    }
}
@media (min-width: 1280px) {
   .footer-nav {
        max-width: 1280px;
        padding-right: 5rem;
        padding-left: 5rem;
    }
}

@media (min-width: 1536px) {
    .footer-nav {
        max-width: 1536px;
    }
}

/* preferred specialist multilink variation (Your Banking and Investing Solutions) */

.preferred-specialist-multilink .services {
    margin-right: auto;
    margin-left: auto;
    padding-left: 0;
    padding-right: 0;
    background-color: #F1F1F1;
}

.preferred-specialist-multilink .services .services__title{
      font-family: "Open Sans", sans-serif;
      color: #333;
      font-size: 1.5rem;
      line-height: 1.75rem;
      font-weight: 700;
      text-align: center;
      margin-bottom: 50px;
     margin-top: 0px;
}

.preferred-specialist-multilink .services__link {
  font-size: 14px;
  color: #1D4094;
  font-weight: 700;
  text-decoration: none;
}
.preferred-specialist-multilink .services__link:hover {
 color: #2d63e0;
}

.preferred-specialist-multilink .services__icon {
     width: 55px;
    height: 50px;
    margin-bottom: 10px;
}


/* security advisors multilink variation (Individual Investment Services section) */

.security-advisors-multilink .services {
    margin-right: auto;
    margin-left: auto;
    background-color: #E4F2FA;
    padding: 40px 0 40px 20px;
}

.security-advisors-multilink .services .services__title{
      font-family: "Open Sans", sans-serif;
      color: #333;
      font-size: 1.5rem;
      line-height: 1.75rem;
      font-weight: 700;
      text-align: left;
      margin-bottom: 20px;
     margin-top: 0px;
}

  .security-advisors-multilink .services__grid {
   display: grid;
    grid-template-columns: 1fr;
    gap: 15px;
    justify-items: flex-start;
}

.security-advisors-multilink .services__link {
  font-size: 14px;
  color: #1D4094;
  font-weight: 700;
  text-decoration: none;
}
.security-advisors-multilink .services__link:hover {
 color: #2d63e0;
}

.security-advisors-multilink .services__item {
  max-width: 100%;
}
.security-advisors-multilink .services__icon {
    display: none;
}

@media (min-width: 768px) {
    .security-advisors-multilink .services {
        width: 760px;
    }
}
@media (min-width: 992px) {
    .security-advisors-multilink .services {
        width: 980px;
    }
}

@media (min-width: 1200px) {
    .security-advisors-multilink .services {
        width: 1180px;
    }
}